Food Delivery Spending Calculator

Delivery vs picking it up
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Delivered
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Picked up
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Cooked
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Pickup pays below
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Where the money goes
Line by line
Worth knowing

    Food delivery cost calculator: compare DoorDash, Uber Eats and Grubhub prices with picking up the order yourself, counting gas, car costs and your time, or cooking at home.

    You spend on delivery
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    A year
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    Markups, fees, tips
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    Budget
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    Hours of work
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    The next 12 months
    Where it goes each year

    Food delivery budget calculator: see what your DoorDash, Uber Eats or Grubhub habit costs a month and a year, how much goes to fees and tips, and whether DashPass or Uber One pays off.

    If you invested it instead
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    You put in
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    Growth
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    In today's money
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    Pays for
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    How it grows
    Milestones
    AfterPut inWorthIn today's money

    Opportunity cost of food delivery: what your delivery fees, or the money a cheaper plan saves, could grow into if you invested it every month instead.

    On average, delivery costs
    79.5% more
    than picking up the same meal: $21.00 against $11.71. Cooked at home, it averaged $3.03. LendingTree checked DoorDash, Grubhub and Uber Eats in 10 big US cities in 2025.
    Questions
    Why does delivery cost so much more?

    Three layers add up: higher menu prices on the app, the app's service and delivery fees, and the tip. Sales tax is also charged on the higher menu prices.

    Do restaurants charge more on the apps?

    Often. Fast-food chains average about 15% more on delivery apps, fast casual about 12% and sit-down chains about 3%, and some chains charge 20% to 30% more. Compare the app with the restaurant's own menu.

    Is DashPass, Uber One or Grubhub+ worth it?

    Each costs $9.99 a month and removes the delivery fee and lowers the service fee on orders over a minimum: $12 for DashPass and Grubhub+, $15 for Uber One. The Budget tab shows whether it pays off for you. Grubhub+ is free with Amazon Prime.

    How much should I tip?

    15% to 20% of the food, and at least $3 to $5 on small orders. The tip goes to the driver. The service and delivery fees go to the app.

    How is the cost of driving counted?

    Gas from your car's miles per gallon and the gas price, plus about 11¢ a mile for maintenance, repairs and tires. The IRS rate of 76¢ a mile also covers insurance and depreciation, which you pay whether you drive or not.

    What is my time worth?

    Your take-home pay per hour is a common starting point, or less for free time. You don't have to choose: Compare shows the hourly value at which picking up and delivery cost the same.

    Are the fees exact?

    No. Fees change with the city, restaurant, distance and time of day, and since July 2026 DoorDash's service fee depends on distance and order size. The defaults are typical 2026 figures. Match them to a recent receipt under Advanced settings.

    Why food delivery costs more than pickup, whether DashPass or Uber One is worth it, how much to tip, and how to count driving costs and your time.